
Even those who don’t travel often can easily make the most of it with their regular everyday purchases. We chose this card because we think it offers the most value at its price point. For a mid-tier travel card, the annual fee is relatively low and easily made back with perks like a $50 annual hotel credit and complimentary DashPass and Instacart+ subscriptions. And if you use your points to purchase travel through Chase Ultimate Rewards, they’re worth 25% more. It offers better reward rates, better redemption choices, and better benefits than most, with a modest annual fee of $95.īecause you’ll earn Chase Ultimate Rewards points instead of miles, you have more options when you cash in rewards whether you choose to redeem them for a statement credit, transfer your points to a hotel or airline loyalty program at a 1:1 rate, or something else. The Chase Sapphire Preferred® Card is one of the best travel credit cards you can get your hands on, without a doubt.
High interest rate (21.24% - 28.24% Variable APR). 2x points on all other travel purchases. 3x points on dining, streaming, and online grocery purchases. 5x points on travel purchased through Chase Ultimate Rewards. Best credit card welcome bonus: Chase Sapphire Preferred® Card Pros: This is a great card for anyone with a credit score in the good to excellent range, but we wouldn’t recommend it for those new to credit or looking to avoid foreign transaction fees. Right now, new card members can earn an additional 1.5% on all purchases (up to $20,000 spent in the first year). The Chase Freedom Unlimited® Credit Card always comes with a generous bonus offer that often includes a promotional rate on a specific spending category. Plus, there’s no annual fee, so you don’t need to worry about putting enough spend on your card each statement period or year to make it worth it. We gave this card the top spot because it’s well-rounded and easy to use, with flexible redemption options and extra perks like extended warranty protection and travel insurance. The Chase Freedom Unlimited® is a strong everyday rewards card that offers between 1.5% and 5% cash back on everything. $5 or 5% of the amount of each transfer, whichever is greater. 0% Intro APR on Purchases for 15 months and 0% Intro APR on Balance Transfers for 15 months then an APR of 20.24% - 28.99% Variable.
3% cash back on dining and drugstore purchases.5% cash back on travel purchased through Chase Ultimate Rewards.Best for average credit: Petal® 2 “Cash Back, No Fees” Visa® Credit Cardīest cash back credit card: Chase Freedom Unlimited® Credit Card Pros:.
Best entertainment rewards credit card: Capital One Savor Cash Rewards Credit Card.Best dining rewards credit card: Chase Sapphire Reserve®.Best for building credit: Petal® 2 “Cash Back, No Fees” Visa® Credit Card.Best travel rewards card: Capital One Venture Rewards Card.Best cash-back credit card: Chase Freedom Unlimited® Card.What are the different types of credit cards?.Best credit card for building credit: Petal® 2 “Cash Back, No Fees” Visa® Credit Card.Best balance transfer credit card: Citi® Diamond Preferred® Card.
Best credit card to build credit: Petal® 1 “No Annual Fee” Visa® Credit Card. Best credit card for fair credit: Capital One QuicksilverOne Cash Rewards Credit Card. Best credit card for gas: Wells Fargo Active Cash® Card. Best credit card for groceries: Amex Blue Cash Preferred® Credit Card. Best credit card for entertainment: Capital One SavorOne Cash Rewards Credit Card. Best secured credit card: Secured Chime Credit Builder Visa® Credit Card. Honorable mention: Capital One Venture X Rewards Credit Card. Best credit card with no annual fee: Capital One Quicksilver Cash Rewards Credit Card. Best credit card welcome bonus: Chase Sapphire Preferred® Card. Best cash back credit card: Chase Freedom Unlimited® Credit Card.